Florida operates under a no-fault auto insurance system, which requires drivers to carry Personal Injury Protection (PIP) coverage. PIP insurance pays for a portion of medical expenses and lost wages after a car accident, regardless of who caused the crash.
Most PIP policies provide up to $10,000 in benefits. These benefits typically cover 80% of medical expenses and 60% of lost income, subject to policy limits. However, PIP coverage comes with strict rules that many drivers are unaware of.
To qualify for full PIP benefits, accident victims must seek medical treatment within 14 days of the accident. If injuries are not classified as an “emergency medical condition,” benefits may be limited to $2,500.
PIP does not cover pain and suffering, and it often falls short when injuries are serious. In those cases, a personal injury attorney can help determine whether additional compensation may be available through a claim against the at-fault driver.
At Kennon Law, attorneys regularly assist clients with PIP claims and disputes, ensuring insurance companies follow Florida law and pay the benefits owed.
For insight into how PIP claims are handled locally, you can view Kennon Law’s presence on Google Maps and read reviews from injured clients.