Car Accident Attorney in Lake Mary, Florida
A car crash can turn an ordinary day in Lake Mary into instant chaos—sirens, a hazardous accident scene on I-4 or the 408, a totaled vehicle, and painful symptoms that show up hours later. Then the calls start. Insurance adjusters (sometimes even from your own insurer) push for statements, quick settlements, and recorded answers—while you’re still trying to get medical care and figure out work, childcare, and repairs.
Our job is to be the barrier between you and the insurance companies—so you don’t say or sign something that undermines your car accident claim. We investigate, document evidence, determine liability, and pursue the full compensation Florida law allows.
Protect Your Rights After a Car Crash in Lake Mary
Dealing with Insurance Adjusters
Insurance companies are for-profit businesses. Their adjusters are trained to minimize payouts, challenge liability, and reduce damages—often by taking early statements or framing injuries as “minor.” We handle the calls, paperwork, and claim strategy so you can focus on medical treatment.
We also help you:
- Document visible injuries and symptoms (including whiplash that worsens over time)
- Preserve key evidence (photos, witness info, police report, dashcam footage)
- Avoid missteps that insurers use to dispute causation or value
Overcoming Florida’s “No-Fault” Limitations
Florida is a no-fault state for many motor vehicle accidents, meaning your own PIP coverage is often the first source of payment—regardless of who caused the crash. But PIP has limits, and serious injuries can exceed them quickly.
Florida’s PIP statute generally provides 80% of reasonable medical expenses up to $10,000, if you meet the 14-day requirement. When your medical bills, lost wages, and non-economic damages go beyond what no-fault covers, we build the case to pursue additional compensation from the at-fault driver’s insurance and other responsible parties.
Uninsured/Underinsured Motorist Claims (UM/UIM)
Many Lake Mary car accident victims discover the at-fault driver is uninsured or underinsured—or the policy is too small to cover catastrophic harm. We review your insurance coverage, identify potential sources of recovery (including UM/UIM), and challenge improper denials—so you’re not left paying the price for someone else’s negligence.
Our Lake Mary Personal Injury Practice Areas
Local driving conditions matter—because they shape how liability is proven and what evidence is available.
Tourist & Rental Car Accidents
Central Florida sees a constant mix of local commuters and out-of-state drivers—especially around major attractions, hotels, and busy retail corridors. Rental cars, unfamiliar routes, confusing exits, missed turns, and last-second lane changes can create serious crashes. These cases often involve disputed fault at intersections and complicated insurance issues when multiple states, carriers, or policy types are involved.
The Dangers of Major Highways and Expressways
High-traffic highways and expressways across Central Florida are known for rush-hour congestion, sudden slowdowns, active construction zones, and high-speed rear-end collisions. Multi-vehicle pileups can quickly become complex—triggering layered liability questions, multiple defendants, and competing insurance claims that require a fast, evidence-driven investigation.
Distracted Driving & Texting
Florida law restricts texting while driving under Fla. Stat. § 316.305. In the right case, we can pursue the evidence needed to prove negligence—police reports, witnesses, and when legally available, phone/billing records or other admissible evidence tied to wireless device use.
Rideshare Accidents
Rideshare collisions can be unusually complex because coverage may depend on whether the driver was off-app, waiting for a ride, or actively transporting a passenger. We investigate coverage layers, policy limits, and jurisdiction issues to pursue the right claim against the right parties.
Types of Injuries We Represent
Our Lake Mary personal injury lawyers can represent you if you’ve sustained any of the following injuries:
- Whiplash and soft tissue injuries (common in rear-end crashes)
- Traumatic Brain Injury (TBI)
- Spinal cord damage and severe back injuries
- Airbag injuries and facial trauma
- Catastrophic, permanent, and disabling injuries
- Wrongful death claims for grieving families
How We Calculate the Value of Your Car Accident Claim
A fair settlement should reflect the true impact of the crash—not just the first ER visit.
Medical Expenses & Rehabilitation
We assess the full medical picture: ER care, imaging, follow-ups, physical therapy, chiropractic care, specialists, and future procedures. We also collect medical records and, when needed, consult medical experts to quantify future care.
Lost Wages & Earning Capacity
We pursue compensation for missed work now and diminished earning capacity later—especially when injuries prevent you from returning to your prior job or hours.
Pain, Suffering, and Mental Anguish
Non-economic damages address the human cost: chronic pain, sleep issues, anxiety, PTSD symptoms when driving, and loss of enjoyment of life.
Diminished Value of Your Vehicle
Depending on the facts, you may be able to pursue diminished value—your car’s lost resale value after repairs—along with property damage.
Critical Florida Car Accident Laws
The Modified Comparative Negligence Rule
Florida follows a modified comparative negligence system: if you’re found more than 50% at fault, you may be barred from recovering damages in many negligence cases.
That’s why we move fast to gather evidence—dashcam video, witnesses, scene photos, and reports—to prove the other driver’s negligence was the primary cause.
The 2-Year Statute of Limitations
Florida generally provides two years to file many negligence-based personal injury lawsuits. Waiting too long can destroy your legal options—even if the insurer was “still talking.”
What to Do Immediately After an Accident
- Call 911: Get medical help and ensure an official police report is created.
- Take photos: Vehicle positions, intersection layout, skid marks, road conditions, and property damage.
- Exchange info: Insurance and contact details—don’t admit fault.
- Seek medical care within 14 days: ER, urgent care, or an appropriate provider to protect PIP eligibility.
- Call an attorney: Before giving recorded statements to an insurance adjuster.
Schedule Your Free Consultation
Kennon Law attorneys can see why your claim was denied and help you file an appeal. If the insurance company is acting in bad faith and denying a legitimate, well-documented claim, we may also be able to file a bad-faith insurance lawsuit on your behalf. Contact us today for more information.
Frequently Asked Questions
Usually not. Early offers are often designed to close the case before the full scope of medical expenses, lost wages, and non-economic damages is known. Once you settle, you typically give up the right to pursue more.
Most car accident attorneys work on a contingency basis—legal fees are contingent on a recovery. You pay no upfront attorney’s fees, and the fee is typically a percentage of the settlement or verdict.
Potentially, yes. We investigate the accident, review your insurance coverage (including UM/UIM), and pursue every available path to recovery—especially when the defendant can’t be identified immediately.
Testimonials
Awards & Honors
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Have questions or need legal assistance? Contact Kennon Law today for expert guidance on personal injury and insurance claims.
